Financial Aid Eligibility

How Eligibility is Determined
Once your FAFSA is received and is complete, we will verify your admission status, academic progress, and your expected enrollment status.

Most federal financial aid is based on your financial need.  Your need is calculated by the estimated cost of attendance less your SAI (Student Aid Index) which his determined by a formula from all information reported on the FAFSA.  

Cost of attendance includes estimates for:

  • Living Expenses (food ands housing)


In order to be eligible for any Title IV financial aid, a student must:

  • Be a U.S. citizen or permanent resident.
  • Be accepted into a program of study through the Admissions Office leading to a degree or certificate.
  • Be a high school graduate, or have earned a recognized general equivalency diploma (G.E.D.) or demonstrate ability to benefit by passing an independently administered examination prior to enrollment.
  • Be in good academic standing and maintain satisfactory academic progress.
  • Not owe a refund or repayment of any previously received Title IV financial aid funds.
  • Not be in default on previously received student loans.

Actions that May Affect Eligibility

Many actions may cause you to lose eligibility, even after the semester begins.  These include but are not limited to:

  • By dropping, withdrawing or adding a course
  • Program changes
  • Transferring credits from other colleges
  • Student loan defaults
  • Academic progress
  • Taking courses that are not degree/program requirements of your current program of study
  • Withdrawing before financial aid eligibility is determined
  • Withdrawing or ceasing attendance in all classes prior to completing 60% of the semester
  • incomplete documents / information requested to finalize verification

Academic Forgiveness

Students who are readmitted or students who have been granted Academic Forgiveness or a Fresh Start for previous coursework are subject to the standards defined in the Standards of Academic Progress.  All previous credits attempted and earned at NCCC must be included in each review of academic progress for federal aid; therefore, even coursework “forgiven” academically must be considered in the review.